Homeowners / Renters

Your home is one of your largest investments. Protect it with an Agraria Homeowners Insurance Policy.

Our Homeowners Insurance Policy Features:

Replacement cost coverage on your house
Replacement cost coverage for other structures on your property
Replacement cost coverage on your personal belongings, covered anywhere in the world
Replacement cost available on most roofing types
Additional living expense coverage if your home is damaged by a covered loss
Personal liability coverage with limits available up to $1 million
Medical payments to others coverage
Property damage to others coverage

Coverage Details

Optional Homeowners Property Coverages:

Sewer backup & sump pump overflow coverage
Increased special limits on certain types of personal property
Refrigerated property coverage
Scheduled Property Floater

Optional Homeowners Liability Coverages:

Personal injury (libel/slander)
Protection for an additional residence (owner-occupied or rented to others)
Business pursuits for certain types of business
Home Day Care Coverage
Recreational Vehicle Coverage

Additional Coverages included with your policy:

Debris Removal
Equipment Breakdown
Fire Department Service Charge
Service Lines Protection
Identity Theft Protection
Ordinance or Law Coverage
Loss Assessment
Claim Expenses
First Aid Expenses
$500 Damage for Property Damage of Others

*This website contains only a general description of policy coverage, and should not be considered the policy. Please see your Agraria policy for actual terms, descriptions, and details.

An optional enforcement in your policy…

Personal Property Floater

This policy helps protect your most treasured possessions by supplementing coverage offered under other property insurance policies.

Personal Property Floater Can Cover Property Such As:

Antiques and collectibles
Bicycles
Cameras and camcorders
Coins and silverware
Communication equipment
Computers
Furs
Golfer’s equipment
Guns
Jewelry
Musical instruments
Sports equipment

We also offer optional deductibles to choose from.

****All coverage is subject to policy terms and conditions, see your policy for details****

Renters insurance

Our Renters Insurance Policy Features:

Replacement cost coverage on your personal belongings, covered anywhere in the world
Additional living expense coverage if a covered loss damages your home
Personal liability coverage with limits available up to $25,000
Medical payments to others coverage with limits available up to $25,000
Property damage to others’ coverage

Optional Renters Coverages:

Sewer backup and sump overflow
Personal injury protection
Scheduled property floater

*This website contains only a general description of policy coverage, and should not be considered the policy. Please see your Agraria policy for actual terms, descriptions, and details.

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Corporate Office

1415 12th Ave SE
PO Box 2020
Jamestown, ND 58402
1-800-366-8331

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Marketing Office

1415 12th Ave SE
Jamestown, ND 58402
701-952-1199

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